Mario writes ClearCyprus from Cyprus, where he lives. He builds AI agents and automation for a living and runs CourseAdvisor, which answers education providers' new leads with AI voice agents. He speaks English and Greek, and he has run hands-on automation workshops for founders in Paphos.
He reads every match request, writes back himself and makes the introductions personally. You can find him on LinkedIn.
ClearCyprus started from the experience of moving to and living in Cyprus, and from finding that nearly every guide came from a firm with something to sell. More on how the site works, how the numbers are researched and how it gets paid is on the about page.
Posts by Mario
UK-Cyprus Double Tax Treaty: Map Each Income Stream Before You Trust Any Single Answer
The treaty does not give you one verdict on who taxes you. It gives a separate answer for each kind of income. Here is the order to work through them, with a worked example.
3 October 2026Cyprus Business Tax: 7 Records to Keep All Year So the Return Is Not a Scramble
Most owners treat Cyprus business tax as a year-end job. The 15% rate only helps if the paperwork behind your costs exists all year. Here are seven records to keep, in order.
2 October 2026Is Living in Cyprus Worth It? The Honest Pros and Cons
Living in Cyprus suits people who accept paperwork, car dependence and quiet winters in return for sunshine and a workable tax position. Here is what people like, what makes some regret it, and how to test it first.
2 October 2026UK-Cyprus Double Tax Treaty: The Evidence Trail That Decides Which Country Taxes You
Most people read the UK-Cyprus double tax treaty for rates and skip the part that decides everything, which is where the treaty says you are resident. Here is the order to build your proof.
1 October 2026Cyprus Business Tax: What Happens When You Pay Yourself From the Company
Most owners plan for the 15% company rate and forget that the money still has to reach them personally. Here is the order to think it through, with a worked example.
1 October 2026Can You Retire to Cyprus from the UK? What Actually Happens
Yes, Britons can retire to Cyprus. Here is how residency, pension tax and healthcare actually work, and the paperwork nobody mentions.
30 September 2026The UK-Cyprus Double Tax Treaty: 8 Steps to Check Before You File Anything
Most people assume the UK-Cyprus treaty covers them automatically. It doesn't apply itself. Here is the order to check it in before you file a return.
30 September 2026Cyprus Business Tax: The Sequence Most Owners Get Backwards
Most people research the 15% rate first and the residency test last. Do it in that order and the rate often will not apply to you at all.
29 September 2026Cyprus Business Tax: The Order to Set Up In If You Want the 15% Rate to Actually Apply
The mistake most new owners make is registering the company before working out whether it will actually be tax resident in Cyprus. Get the order right first.
29 September 2026Should You Invest in Cyprus Property? What the Numbers Actually Show
Cyprus property can work as an investment, but the return depends on location, the €300,000 residency threshold, and taxes on the way out. Here is what to check first.
28 September 2026Cyprus Business Tax: The Registration Checklist Before You Take Your First Client
Most new Cyprus business owners register for tax in the wrong order and end up paying a VAT penalty or missing a filing they didn't know existed. Here's the checklist in the order that actually works.
28 September 2026Cyprus Living: The Mistake Most Newcomers Make Before They Even Land
Most people planning a move to Cyprus research the lifestyle and skip the paperwork that actually decides whether the move works. Here is the checklist that fixes that.
27 September 2026Cyprus Business Tax: The Checklist for Owners Who Also Move There
The costliest Cyprus business tax mistake isn't the company return, it's mixing up personal and company tax status. Here's the order that avoids it.
27 September 2026Is There a Cyprus Tax Calculator That Handles Turkish Withholding Terms Too?
Searching in Turkish for stopaj hesaplama and in English for a Cyprus tax calculator usually means the same question. Here is how to read either result correctly.
26 September 2026Cyprus Business Tax: The 6-Step Order to Get It Right From Day One
Most Cyprus business tax mistakes come from doing things out of order. This checklist gives you the sequence, not just the rules.
26 September 2026Cyprus Business Tax Setup: The 8-Step Checklist Before You File Anything
Most new Cyprus business owners fix their tax setup after the first year, not before. This checklist puts the steps in the order that avoids that.
25 September 2026Cyprus Business Tax: The Registration Order Nobody Explains Properly
Cyprus company tax registration has a specific order. Get it wrong and you file the wrong return, miss a deadline, or pay VAT you should not owe.
25 September 2026Is Healthcare Free in Cyprus? GESY, Private Cover and What It Actually Costs
Healthcare in Cyprus runs on GESY, the state scheme funded by payroll contributions, not general taxation. It is not free and most residents still add private cover.
24 September 2026The Cyprus Digital Nomad Visa: Is It Actually the Right Route for You?
The Cyprus digital nomad visa lets non-EU remote workers live in Cyprus while working for a foreign employer, but it is not always the fastest or cheapest way to get there. Here is how it compares to the alternatives.
23 September 2026Cyprus Business Tax Checklist: 7 Things Every Owner Must Get Right After Setup
The most common Cyprus business tax mistake happens after incorporation, not before. Here is the checklist that catches it.
23 September 2026Move to Cyprus: The 8-Step Order People Get Wrong
Most people planning a move to Cyprus start with flights and viewings. The costly mistake is doing the tax and residency steps last instead of first.
22 September 2026Moving to Cyprus: The Pre-Departure Checklist Before You Book a Flight
The most common mistake is booking flights before checking residency, tax and banking. This checklist covers what to sort before you leave.
22 September 2026Cyprus Investment Residency: What Counts as a Qualifying Investment and Why It Matters
Cyprus investment residency hinges on the type of asset you buy, not just its price. Here is how the qualifying categories actually differ and what that means for your money.
21 September 2026Do You Even Pay Corporation Tax in Cyprus? How the System Actually Decides
Cyprus corporation tax is 15% from January 2026, but that rate only applies once your company is tax resident there. Here is how residence, not incorporation, decides what you owe.
21 September 2026Cyprus Corporate Tax Rate 2026: What Companies Actually Pay
Cyprus corporate income tax rose to 15% on 1 January 2026. Here is what changed, what did not, and how to work out what your company will actually owe.
20 September 2026Best Places to Live in Cyprus: Where Should You Actually Settle?
Limassol suits professionals and families who want amenities. Paphos suits retirees. Larnaca sits in between on cost and commute. The right answer depends on your work, budget and whether you need an international school.
20 September 2026The Cyprus Golden Visa: What the Permanent Residence by Investment Route Actually Involves
A plain guide to Cyprus's investment-based permanent residence route: who it suits, what it costs, how long it takes, and where it differs from other residence permits.
20 September 2026Applying for a Cyprus Visa: A Step-by-Step Checklist for 2026
The most common mistake is applying for the wrong thing entirely. Here is the order to work through a Cyprus visa or entry application in 2026.
20 September 2026Moving to Cyprus from the UK After Brexit: What Actually Changed
Brexit turned UK citizens into third-country nationals for Cyprus immigration purposes. You can still move, but the paperwork route changed and free movement rights ended in January 2021.
20 September 2026How Much Does It Cost to Form a Company in Cyprus?
Cyprus company formation typically runs €1,000 to €2,500 in setup fees plus ongoing costs, with the 15% corporate tax rate being the main draw. Here's what actually happens.
20 September 2026Health Insurance in Cyprus: GESY, Private Cover and How Expats Actually Choose
How health insurance actually works for people moving to Cyprus, what GESY covers, when private cover makes sense, and how to work out which one you need first.
24 August 2026Moving to Cyprus: What It Actually Costs to Get There
Moving to Cyprus involves more than a flight and a deposit. This guide breaks down the real upfront costs, shipping, admin fees, car import, and first-month outgoings, so you can budget before you book.
22 August 2026Cyprus Residency: Three Concepts That Are Not the Same Thing
Cyprus residency is not one status, it is three separate ones that work differently and can fall out of sync. Understanding the difference before you move saves you from costly errors with tax, immigration, and banking.
22 August 2026Cyprus Company Formation Cost: What You Actually Pay to Get Started
A breakdown of what it actually costs to register a Cyprus limited company in 2026, from Registrar fees to the bank account that takes longer than the paperwork.
21 August 2026The Cost of Living in Cyprus: What Actually Changes When You Move
Moving to Cyprus changes your budget in specific, predictable ways. Here is what actually shifts, what stays the same, and where the real savings and traps sit.
21 August 2026Cyprus Residence Permits: Which Route Actually Applies to You
EU and non-EU nationals face different Cyprus residence permit routes. Here is how to work out which category you fall into before you start the paperwork.
8 August 2026Employing Staff in Cyprus: Payroll Basics Every Employer Needs to Know
Taking on your first employee in Cyprus means registering with Social Insurance, running a compliant payroll, and paying contributions on time. Here is what the system looks like and where the costs actually land.
8 August 2026Cyprus Inheritance and Estate Rules for Expats: What Happens to Your Assets When You Die
Cyprus abolished forced heirship for EU citizens in 2015, but that does not mean your estate is straightforward. Here is what expats actually need to know about wills, probate, and cross-border inheritance.
7 August 2026Registering for a Cyprus Tax Identification Number: What You Need and How Long It Takes
Every person who earns income in Cyprus, or opens a company there, needs a Cyprus Tax Identification Number (TIC). Here is what the process actually involves, what documents the Tax Department asks for, and where things slow down.
7 August 2026Renting in Cyprus: Deposits, Contracts and What to Watch Before You Sign
Cyprus has no national cap on rental deposits and no mandatory written contract, which means the terms you agree to are the terms you live with. Here is what to check before you hand over a single euro.
6 August 2026Cyprus Digital Nomad Visa Requirements: What You Actually Need in 2026
Cyprus offers a dedicated digital nomad visa for non-EU remote workers. Here is what the income threshold, document list, and application process actually look like, and where people run into trouble.
5 August 2026How Pensions Are Taxed in Cyprus: What Retirees and Remote Workers Need to Know
Cyprus taxes most foreign pensions at a flat 5% above €3,420 a year, which is often far less than what retirees pay at home. Here is how the rules work, what the exceptions are, and what to confirm before you move.
5 August 2026Exchanging a Driving Licence in Cyprus: What New Residents Actually Need to Do
If you have moved to Cyprus and hold a foreign driving licence, you will need to exchange it for a Cyprus one. The process, cost and timeline depend entirely on where your licence was issued.
4 August 2026Cyprus Capital Gains Tax on Property: What You Actually Pay in 2026
Cyprus charges capital gains tax on property at a flat 20%, but the exemptions are substantial and the base is narrower than most buyers expect. Here is how the tax works, what qualifies, and where the catches are.
4 August 2026Cyprus VAT Registration Threshold: What Businesses and Freelancers Actually Need to Know
Cyprus requires VAT registration once your taxable turnover crosses €15,600 in any 12-month period. Here is how the threshold works, what counts towards it, and what happens if you miss it.
3 August 2026Cyprus Double Tax Treaties Explained: How They Work and What They Mean for You
Cyprus has double tax treaties with over 60 countries. This guide explains how they work, what they actually protect you from, and where the limits are.
3 August 2026Cyprus Social Insurance Contributions for the Self-Employed: What You Actually Pay
Self-employed people in Cyprus pay social insurance on their declared income, not on profits. This guide explains the contribution rates, the income bands, how GHS fits in, and what happens if you miss a payment.
3 August 2026Opening a Bank Account in Cyprus as a Foreigner: What Actually Happens
Cyprus banks are cautious, slow, and document-hungry. Here is what to expect, which banks still open accounts for non-residents, and how to avoid the most common delays.
28 July 2026The Cyprus Yellow Slip Application Process: A Step-by-Step Guide for New Residents
The yellow slip is the registration certificate every EU citizen needs within four months of arriving in Cyprus. Here is exactly how to apply, what to bring, and what delays to expect.
28 July 2026The Cyprus 60-Day Tax Residency Rule: How It Works, Who Qualifies, and What Can Go Wrong
Cyprus offers tax residency after just 60 days if you meet four specific conditions. This guide explains the rule, the conditions, and the traps that catch people out.
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